Esta semana, actualicé la lista de las mejores ofertas financieras del 0% en autos nuevos. Las tasas de interés son bajas en todo momento, pero los fabricantes no son tan generosos como lo fueron cuando la pandemia golpeó por primera vez.
Para julio, Chrysler regresa a los 84 meses, 0% de financiamiento, con algunos modelos que incluyen bonificación en efectivo, muchos de ellos, conocidos limones.
Ford, GM y Hyundai se deshicieron de sus ofertas de 0% por 84 meses hace un par de meses y las reemplazaron con 0% por 72 meses en ciertos modelos.
Nissan es el único fabricante que ofrece 0% por hasta 84 meses, pero solo está en la camioneta Frontier.
La tasa promedio de APR para un préstamo de auto nuevo a 60 meses se ha reducido a alrededor del 4% para aquellos con excelente crédito.
Usando esta cifra, un acuerdo de 0% por 60 meses le ahorrará alrededor de 3,000 dólares en intereses por un vehículo que cueste 30,000 dólares.
Aquí tienen la lista completa:
| Vehículo | Términos(meses) | Interés | Reembolso |
|---|---|---|---|
| 2019 Dodge Journey | 84 | 0% | $1,000 |
| 2019 Jeep Renegade | 84 | 0% | $750 |
| 2020 Jeep Renegade | 84 | 0% | $750 |
| 2019 Dodge Grand Caravan | 84 | 0% | $500 |
| 2020 Chrysler Pacifica | 84 | 0% | $0 |
| 2019 Nissan Frontier | 84 | 0% | $0 |
| 2020 Jeep Grand Cherokee | 72 | 0% | $3,500 |
| 2019 Ram 1500 Classic | 72 | 0% | $2,000 |
| 2020 Nissan TITAN | 72 | 0% | $2,000 |
| 2020 Nissan TITAN XD | 72 | 0% | $2,000 |
| 2019 Mitsubishi Outlander | 72 | 0% | $1,250 |
| 2019 Mitsubishi Outlander Sport | 72 | 0% | $1,000 |
| 2020 Ram 1500 | 72 | 0% | $1,000 |
| 2020 Jeep Compass | 72 | 0% | $750 |
| 2020 Dodge Durango | 72 | 0% | $750 |
| 2019 Mitsubishi Eclipse Cross | 72 | 0% | $750 |
| 2020 Jeep Cherokee | 72 | 0% | $750 |
| 2019 Mitsubishi Outlander PHEV | 72 | 0% | $750 |
| 2020 Nissan LEAF | 72 | 0% | $500 |
| 2020 Kia Stinger | 72 | 0% | $0 |
| 2020 Land Rover Range Rover | 72 | 0% | $0 |
| 2019 Volkswagen Jetta GLI | 72 | 0% | $0 |
| 2020 Volkswagen Jetta | 72 | 0% | $0 |
| 2020 Infiniti QX50 | 72 | 0% | $0 |
| 2019 Audi A5 Sportback | 72 | 0% | $0 |
| 2019 Audi e-tron | 72 | 0% | $0 |
| 2020 Ford Fusion | 72 | 0% | $0 |
| 2019 Maserati Quattroporte | 72 | 0% | $0 |
| 2020 Jaguar XF | 72 | 0% | $0 |
| 2019 Volkswagen Golf R | 72 | 0% | $0 |
| 2020 Jaguar I-PACE | 72 | 0% | $0 |
| 2019 Volkswagen Golf | 72 | 0% | $0 |
| 2020 Land Rover Discovery Sport | 72 | 0% | $0 |
| 2019 Volkswagen Golf SportWagen | 72 | 0% | $0 |
| 2019 Kia Niro EV | 72 | 0% | $0 |
| 2020 Land Rover Range Rover Velar | 72 | 0% | $0 |
| 2019 Volkswagen Passat | 72 | 0% | $0 |
| 2020 Kia Soul | 72 | 0% | $0 |
| 2020 Kia Optima | 72 | 0% | $0 |
| 2020 Volkswagen Jetta GLI | 72 | 0% | $0 |
| 2020 Infiniti QX80 | 72 | 0% | $0 |
| 2020 Kia Sorento | 72 | 0% | $0 |
| 2019 Volkswagen Atlas | 72 | 0% | $0 |
| 2020 Infiniti Q60 | 72 | 0% | $0 |
| 2020 Chevrolet Bolt | 72 | 0% | $0 |
| 2019 Volkswagen Tiguan | 72 | 0% | $0 |
| 2019 Audi A5 | 72 | 0% | $0 |
| 2019 Audi A4 | 72 | 0% | $0 |
| 2019 Audi S5 Sportback | 72 | 0% | $0 |
| 2019 Maserati Levante | 72 | 0% | $0 |
| 2019 Volkswagen Arteon | 72 | 0% | $0 |
| 2019 Audi S4 | 72 | 0% | $0 |
| 2020 Jaguar XE | 72 | 0% | $0 |
| 2019 Volkswagen Beetle | 72 | 0% | $0 |
| 2019 Audi RS 5 Sportback | 72 | 0% | $0 |
| 2020 Jaguar E-Pace | 72 | 0% | $0 |
| 2020 Volkswagen Golf | 72 | 0% | $0 |
| 2020 Land Rover Discovery | 72 | 0% | $0 |
| 2019 Volkswagen Golf GTI | 72 | 0% | $0 |
| 2020 Kia Sportage | 72 | 0% | $0 |
| 2020 Land Rover Range Rover Sport | 72 | 0% | $0 |
| 2020 Volkswagen Passat | 72 | 0% | $0 |
| 2019 Volkswagen Jetta | 72 | 0% | $0 |
| 2020 Infiniti QX60 | 72 | 0% | $0 |
| 2020 Volkswagen Atlas | 72 | 0% | $0 |
| 2020 Infiniti Q50 | 72 | 0% | $0 |
| 2019 Audi A6 | 72 | 0% | $0 |
| 2020 Volkswagen Tiguan | 72 | 0% | $0 |
| 2019 Audi A4 allroad | 72 | 0% | $0 |
| 2020 Ford Fusion Energi | 72 | 0% | $0 |
| 2019 Maserati GranTurismo | 72 | 0% | $0 |
| 2019 Audi S5 | 72 | 0% | $0 |
| 2019 Maserati Ghibli | 72 | 0% | $0 |
| 2020 Volkswagen Arteon | 72 | 0% | $0 |
| 2020 Jaguar F-Type | 72 | 0% | $0 |
| 2019 Volkswagen e-Golf | 72 | 0% | $0 |
| 2019 Audi RS 5 | 72 | 0% | $0 |
| 2020 Jaguar F-Pace | 72 | 0% | $0 |
| 2019 Volkswagen Golf Alltrack | 72 | 0% | $0 |
| 2019 Audi Q7 | 72 | 0% | $0 |
| 2020 Land Rover Range Rover Evoque | 72 | 0% | $0 |
| 2020 Volkswagen Golf GTI | 72 | 0% | $0 |
| 2020 Nissan Rogue | 60 | 0% | $1,500 |
| 2019 Mitsubishi Mirage G4 | 60 | 0% | $1,250 |
| 2020 Nissan Altima | 60 | 0% | $1,250 |
| 2020 Nissan Rogue Sport | 60 | 0% | $1,000 |
| 2020 Mazda CX-9 | 60 | 0% | $1,000 |
| 2019 Nissan LEAF | 60 | 0% | $1,000 |
| 2020 Lexus RXL | 60 | 0% | $1,000 |
| 2020 Lincoln MKZ | 60 | 0% | $1,000 |
| 2019 Mitsubishi Mirage | 60 | 0% | $1,000 |
| 2020 Mitsubishi Mirage G4 | 60 | 0% | $750 |
| 2020 Nissan Sentra | 60 | 0% | $500 |
| 2020 Toyota Corolla | 60 | 0% | $500 |
| 2020 Lexus ES | 60 | 0% | $500 |
| 2020 Toyota Camry | 60 | 0% | $500 |
| 2020 Mitsubishi Outlander | 60 | 0% | $500 |
| 2020 Lexus NX | 60 | 0% | $500 |
| 2020 Mazda Mazda6 | 60 | 0% | $500 |
| 2020 Mitsubishi Outlander Sport | 60 | 0% | $500 |
| 2020 Mitsubishi Eclipse Cross | 60 | 0% | $500 |
| 2020 Lexus RC | 60 | 0% | $500 |
| 2020 Lexus UX | 60 | 0% | $500 |
| 2020 Mazda Mazda3 | 60 | 0% | $500 |
| 2020 Mitsubishi Outlander PHEV | 60 | 0% | $500 |
| 2020 Mitsubishi Mirage | 60 | 0% | $500 |
| 2020 Ram 1500 Classic | 48 | 0% | $1,000 |
| 2020 Nissan Murano | 36 | 0% | $2,500 |
| 2020 Nissan Pathfinder | 36 | 0% | $1,750 |
| 2020 Dodge Grand Caravan | 36 | 0% | $1,000 |
| 2020 Nissan Maxima | 36 | 0% | $1,000 |
| 2019 Ram 3500 | 36 | 0% | $1,000 |
| 2020 Lincoln Navigator | 36 | 0% | $1,000 |
| 2019 Ram 2500 | 36 | 0% | $1,000 |
| 2020 Lincoln Aviator | 36 | 0% | $1,000 |
| 2020 Dodge Journey | 36 | 0% | $1,000 |
| 2020 Ram 3500 | 36 | 0% | $500 |
| 2020 Ram 2500 | 36 | 0% | $500 |
| 2019 Nissan Pathfinder | 36 | 0% | $500 |