El coronavirus ha provocado una crisis en la industria automotriz. Fabricas que han parado su producción y concesionarios que han tenido que cerrar temporariamente.
Para muchos es un grave problema, pero para otros es una bonanza financiera, que pudiera llevarlo sin poner un centavo hacia el auto nuevo de sus sueños.
Realicé la lista de las mejores ofertas financieras del 0% en autos nuevos. Las tasas de interés han caído debido a toda esta agitación que hemos estado experimentando.
Jeep, Chrysler, RAM, Dodge, Buick, GMC y Ford ahora ofrecen 0% de interés hasta 84 meses en varios modelos.
Por necesidad de vender y sacar los autos de los lotes algunos ofrecen 0% de financiamiento y reembolsos en efectivo.
Como ejemplo tenemos a uno de los conocidos limones del mercado, el Jeep Compass del 2020, que viene con un reembolso en efectivo de 3,750 y con 0% de financiamiento durante 84 meses. Un limón a precio de remate.
Hoy en día, la tasa promedio para un préstamo de un auto nuevo a 60 meses ha caído a alrededor del 4.5%. Usando esta cifra, un acuerdo de 60 meses al 0% le ahorrará alrededor de 3,500 dólares en intereses por un vehículo que cueste $ 30,000 dólares.
Aquí tienen la lista completa de estas oportunidades:
| Vehículo | Términos en meses | Interés | Reembolso |
|---|---|---|---|
| 2020 Jeep Compass | 84 | 0% | $3,750 |
| 2019 Ram 1500 Classic | 84 | 0% | $3,500 |
| 2020 Jeep Renegade | 84 | 0% | $3,250 |
| 2019 GMC Sierra 1500 limited | 84 | 0% | $3,000 |
| 2020 Dodge Journey | 84 | 0% | $2,750 |
| 2020 Dodge Grand Caravan | 84 | 0% | $2,250 |
| 2020 Ram 1500 | 84 | 0% | $2,000 |
| 2019 Dodge Journey | 84 | 0% | $2,000 |
| 2020 Buick Envision | 84 | 0% | $1,750 |
| 2019 Jeep Renegade | 84 | 0% | $1,750 |
| 2020 GMC Terrain | 84 | 0% | $1,500 |
| 2019 Dodge Grand Caravan | 84 | 0% | $1,000 |
| 2019 Ram 1500 | 84 | 0% | $1,000 |
| 2020 Buick Encore | 84 | 0% | $750 |
| 2020 GMC Sierra 1500 | 84 | 0% | $500 |
| 2020 GMC Acadia | 84 | 0% | $250 |
| 2019 Ram 3500 | 84 | 0% | $0 |
| 2019 Ford Fiesta | 84 | 0% | $0 |
| 2019 Ram 2500 | 84 | 0% | $0 |
| 2019 Ford Expedition | 84 | 0% | $0 |
| 2019 Ford Escape | 84 | 0% | $0 |
| 2020 Chevrolet Bolt | 72 | 0% | $4,750 |
| 2019 Chevrolet Bolt | 72 | 0% | $4,750 |
| 2019 Chevrolet Silverado 1500 LD | 72 | 0% | $3,000 |
| 2019 Lincoln Nautilus | 72 | 0% | $2,000 |
| 2020 Lincoln MKZ | 72 | 0% | $2,000 |
| 2019 Chevrolet Equinox | 72 | 0% | $1,250 |
| 2019 Chevrolet Trax | 72 | 0% | $1,250 |
| 2019 Chevrolet Traverse | 72 | 0% | $1,000 |
| 2019 Hyundai Tucson | 72 | 0% | $1,000 |
| 2020 Chevrolet Equinox | 72 | 0% | $1,000 |
| 2019 Lincoln MKC | 72 | 0% | $750 |
| 2019 Hyundai Santa Fe | 72 | 0% | $500 |
| 2019 Chevrolet Silverado 1500 | 72 | 0% | $500 |
| 2019 Hyundai Elantra | 72 | 0% | $500 |
| 2019 Mitsubishi Eclipse Cross | 72 | 0% | $500 |
| 2020 Chevrolet Silverado 1500 | 72 | 0% | $500 |
| 2019 Mitsubishi Outlander | 72 | 0% | $250 |
| 2019 Mitsubishi Outlander Sport | 72 | 0% | $250 |
| 2020 Chevrolet Trax | 72 | 0% | $250 |
| 2019 Toyota Prius | 72 | 0% | $0 |
| 2019 Kia Stinger | 72 | 0% | $0 |
| 2020 Hyundai Elantra | 72 | 0% | $0 |
| 2019 Mitsubishi Outlander PHEV | 72 | 0% | $0 |
| 2019 Volkswagen Golf R | 72 | 0% | $0 |
| 2019 Maserati Levante | 72 | 0% | $0 |
| 2019 Volkswagen Golf | 72 | 0% | $0 |
| 2019 Chevrolet Corvette | 72 | 0% | $0 |
| 2020 Volkswagen Golf GTI | 72 | 0% | $0 |
| 2019 Nissan Titan | 72 | 0% | $0 |
| 2019 Volkswagen Passat | 72 | 0% | $0 |
| 2020 Volkswagen Jetta | 72 | 0% | $0 |
| 2019 Volkswagen Atlas | 72 | 0% | $0 |
| 2019 Volkswagen Tiguan | 72 | 0% | $0 |
| 2019 Kia K900 | 72 | 0% | $0 |
| 2020 Buick Regal TourX | 72 | 0% | $0 |
| 2019 Ford F-150 | 72 | 0% | $0 |
| 2019 Maserati GranTurismo | 72 | 0% | $0 |
| 2019 Volkswagen Beetle | 72 | 0% | $0 |
| 2019 Maserati Ghibli | 72 | 0% | $0 |
| 2019 Volkswagen Golf Alltrack | 72 | 0% | $0 |
| 2019 Nissan Titan XD | 72 | 0% | $0 |
| 2019 Volkswagen Golf GTI | 72 | 0% | $0 |
| 2020 Volkswagen Jetta GLI | 72 | 0% | $0 |
| 2019 Volkswagen Jetta | 72 | 0% | $0 |
| 2020 Volkswagen Atlas Cross Sport | 72 | 0% | $0 |
| 2019 Kia Cadenza | 72 | 0% | $0 |
| 2020 Buick Enclave | 72 | 0% | $0 |
| 2019 Ford Mustang | 72 | 0% | $0 |
| 2019 Volkswagen e-Golf | 72 | 0% | $0 |
| 2020 Toyota Tundra | 72 | 0% | $0 |
| 2020 Buick Regal Sportback | 72 | 0% | $0 |
| 2019 Maserati Quattroporte | 72 | 0% | $0 |
| 2020 Volkswagen Golf | 72 | 0% | $0 |
| 2019 Volkswagen Arteon | 72 | 0% | $0 |
| 2019 Volkswagen Golf SportWagen | 72 | 0% | $0 |
| 2020 Volkswagen Passat | 72 | 0% | $0 |
| 2019 Volkswagen Jetta GLI | 72 | 0% | $0 |
| 2020 Volkswagen Atlas | 72 | 0% | $0 |
| 2020 Volkswagen Tiguan | 72 | 0% | $0 |
| 2020 Chrysler Pacifica | 60 | 0% | $3,500 |
| 2020 Ford EcoSport | 60 | 0% | $3,000 |
| 2019 Lincoln Continental | 60 | 0% | $3,000 |
| 2019 Ford Edge | 60 | 0% | $2,500 |
| 2020 Cadillac XT5 | 60 | 0% | $2,000 |
| 2020 Nissan Titan XD | 60 | 0% | $2,000 |
| 2020 Cadillac XT4 | 60 | 0% | $2,000 |
| 2020 Cadillac XT6 | 60 | 0% | $2,000 |
| 2020 Nissan Titan | 60 | 0% | $2,000 |
| 2020 Ford Edge | 60 | 0% | $1,750 |
| 2020 Lexus NX | 60 | 0% | $1,500 |
| 2020 Cadillac CT6 | 60 | 0% | $1,500 |
| 2020 Lexus UX | 60 | 0% | $1,500 |
| 2020 Ford Explorer | 60 | 0% | $1,500 |
| 2019 Ford Flex | 60 | 0% | $1,000 |
| 2019 Ford Fusion Energi | 60 | 0% | $1,000 |
| 2019 Nissan LEAF | 60 | 0% | $1,000 |
| 2019 Ford Fusion | 60 | 0% | $1,000 |
| 2019 Nissan Rogue Sport | 60 | 0% | $1,000 |
| 2020 Nissan Rogue | 60 | 0% | $1,000 |
| 2020 Ford Fusion | 60 | 0% | $750 |
| 2019 Hyundai Kona | 60 | 0% | $500 |
| 2019 Lincoln MKZ | 60 | 0% | $500 |
| 2019 Ford EcoSport | 60 | 0% | $500 |
| 2020 Mitsubishi Outlander | 60 | 0% | $500 |
| 2019 Hyundai Sonata Plugin | 60 | 0% | $500 |
| 2019 Hyundai Sonata | 60 | 0% | $500 |
| 2020 Mitsubishi Outlander Sport | 60 | 0% | $500 |
| 2020 Mitsubishi Eclipse Cross | 60 | 0% | $500 |
| 2019 Chevrolet Express Cargo | 60 | 0% | $250 |
| 2020 Chevrolet Express Passenger | 60 | 0% | $250 |
| 2020 Kia Forte | 60 | 0% | $250 |
| 2020 Chevrolet Express Cargo | 60 | 0% | $250 |
| 2019 Chevrolet Express Passenger | 60 | 0% | $250 |
| 2020 Ram 1500 Classic | 48 | 0% | $3,000 |
| 2019 Lincoln MKT | 48 | 0% | $1,500 |
| 2020 Ford Fusion Energi | 48 | 0% | $750 |
| 2020 Lincoln Continental | 48 | 0% | $500 |
| 2020 Hyundai Accent | 48 | 0% | $500 |
| 2019 Nissan Armada | 36 | 0% | $5,000 |
| 2019 Dodge Challenger | 36 | 0% | $3,500 |
| 2020 Chrysler 300 | 36 | 0% | $3,250 |
| 2020 Dodge Challenger | 36 | 0% | $3,050 |
| 2019 Nissan Pathfinder | 36 | 0% | $3,000 |
| 2020 Dodge Charger | 36 | 0% | $2,920 |
| 2020 Jeep Grand Cherokee | 36 | 0% | $2,750 |
| 2020 Jeep Cherokee | 36 | 0% | $2,500 |
| 2020 Nissan Murano | 36 | 0% | $2,250 |
| 2020 Dodge Durango | 36 | 0% | $2,000 |
| 2019 Dodge Charger | 36 | 0% | $2,000 |
| 2020 Nissan Altima | 36 | 0% | $1,500 |
| 2020 Nissan Rogue Sport | 36 | 0% | $1,000 |
| 2020 Nissan Sentra | 36 | 0% | $750 |
| 2020 Chrysler Voyager | 36 | 0% | $750 |
| 2020 Hyundai Venue | 36 | 0% | $500 |